In 3 easy steps you too can get out of poverty
1. Just stop
1. Graduate high school
2. Don’t have babies out of wedlock
3. Have a job
@BigJohnson86, 4.Sober up 5.Get a mentor / life coach and follow their examples / advice 6. Turn off the tv / cell phones and read 7. Stop having a victim mindset, things don't happen to us, things happen as a result of our actions 8. Control your anger 9. Act like an adult, devise a plan and act don't just do what feels good 10. Budget, tell your money what to do before you spend it all. 11. Remember: life is not fair, there are no free rides or handouts if you want something you have to work for it, "the quick and easy path, that leads to the dark side" and typically drug addiction, jail, and death.
@Swolekage, three easy steps that guarantee 99% of people out of poverty. 1. Finish high school.
2.work full time, 3 don't have children out of wedlock. Do these three things and your pretty much garaunteed not to be poor in the United states.
@Swolekage, also not having a criminal record helps with the whole work full time thing.
@mrgork, step 12: win lottery and buy swimming pool full of green jello
@BigJohnson86, don’t live in California. I did all of the above, and couldn’t afford an apartment at 18 after parents kicked me to the curb. I either had to pay rent, or eat, couldn’t afford both, and still couldn’t qualify for food stamps. I didn’t have a car or credit card payments, and this was before cell phones were “affordable” so no cell, every cent earned was gone as soon as I earned it. And this was before the massive tech boom that made it virtually impossible to live in the Bay Area.
@Anditazz, I feel ya, Massachusetts is starting to be the same way...
@BigJohnson86, I see we have a Ben Shapiro fan in the comments
@BigJohnson86, nope. Still poor af
@BlazingBowman, nope. Have yet to not be broke.
Get better job. Or mulitple jobs.
Or have a decent job and don'tlive in CA near anywhere anyone would want to be.
@mrgork, I think the whole country is getting that way now... Good luck to you, I pulled myself out of the hole, it wasn’t easy, and still isn’t, but it can be done if there are people willing to help you out. I ended up finding friends to roommate with so 3 of us could afford a 2 bedroom apartment on above minimum wage salaries...
@mas2de, that sucks man. Where do you live that’s struggling this bad?
@BigJohnson86, CoL in CA is bad. That's why over 1M middle class people moved from CA to TX last year. Those that could afford to move away but could barely afford rent here, moved out and can afford a 5 bedroom house for the price of a 400 sq.ft. studio apt here.
edit: sorry, over 1M More moved away than moved in.
@mas2de, I live in Texas so I’d encourage you to do the same. I pay a grand for a 3 bedroom house with a real backyard. Maybe enough people will leave to make California realize their nuts.
@BigJohnson86, nope. Gov't doesn't regulate our housing prices. Market does. Want to live in a nice place, near your work, which happens to be in Silicon Valley or the heart Aerospace (San Diego) or Hollywood or one of the US's largest hubs for nearly everything (LA)? You're going to have to pay for it. Nowheresville, Bakersfield or something, affordable and lame. Mojave? Affordable and miserable.
If enough people move out, the market might dip and we'll have people that can afford it, move back, or here for their first time. It's beautiful here. Large earthquakes are uncommon unlike tornadoes and hurricanes elsewhere in the US.
Our half crazy gov't is going to remain half crazy, half sane. I'm embarrassed by some of the CA politicians, but then I'm embarrassed by 3/4 of US politicians in general.
@mas2de, I didn’t invoke your politicians. I was referencing California in general. People get to charge that much cuz y’all won’t live outside the city. You can drive for an hour across dfw without slowing down and still be near whatever stuff you like. We just keep spreading out so they can’t go nuts on the prices.
@BigJohnson86, we have spread out. LA and SF traffic is infamous and legendary because there are just so many people and jobs and people Still commute Hours (like 2 hours each way for some people I've known) to work every single day. You can only spread out so far.
@mas2de, not in Texas. It’s 700 miles wide. Dfw (dallas plus suburbs) is more than 5 million people and we complain of traffic at half an hour. Or we take dart trains in and out.
@BigJohnson86, Don't worry. CA has 1.5x the population of TX and like 1/2 the area. You guys will get there eventually unless Thanos' plans work out for him. As far as I know Texas is also much less mountainous than Cali is. Our mountain ranges take up a fair chunk of real estate.
@BlazingBowman, i'm going all of these and i'm still poor :(
@mas2de, no Texas has more mountains we just have somewhere to put them we don’t want called west Texas. El Paso is kinda like that crazy uncle you won’t admit is in your family unless there’s a gun to your head.
@BigJohnson86, I have never lived in the big cities, and have lived in the Bay Area my entire life, no where near Silicon Valley. I pretty much literally live in the middle of nowhere and house prices are approaching the million dollar mark. There’s nothing around us but fields and farms, and the 1 million dollar homes are not farmland, but 2500 sq foot homes on lots not much larger than the homes themselves.
@Anditazz, I found 3 bedroom houses for 340k outside san Fransisco in like a minute. If you need more than that you aren’t gonna convince me you’re poor. You’re just mad you live somewhere expensive.
@BigJohnson86, I didn’t say I was still poor, and you think a 3 bedroom for 340k is a deal? Our first home was 3 bedroom 2 bath for 199k. That’s reasonable until you factor in that it was in an unsafe neighborhood and I couldn’t let my kids play outside. And the house was over 20 years old with a lot of problems.
@Anditazz, no it’s not a good deal I could buy 5 times that house here but you said you could only find houses for about a million so I showed you to be false. You chimed into a conversation about poverty complaining about cost, so if you’re gonna take the other side from me then you’re implying that’s what poor people need.
@BigJohnson86, again, you’re putting words into what I wrote. I didn’t say the only homes were a million, I said they were approaching the million dollar mark. I could have clarified that those are for new homes, or recently remodeled. The point I was making is that it is not entirely a poor persons fault to not be able to afford things. Depending on where one was born and raised can make it feel impossible to pay for anything including moving elsewhere. Are there ways to improve ones station? Yes, but it’s not as simple as do this, that, and the other thing and you’re guaranteed to not be poor.
@Anditazz, I’m so confused by what you just said. You talk about housing prices approaching a million then say it’s not the poor peoples fault they can’t afford them after I pointed out much cheaper options in the area. If they are a married dual income family they can afford the house. If you’re not working then obviously you can’t.
And you’re wrong about that last part. If you followed the rules I gave you above then there is greater than a 98% chance you will not be poor your whole life. That’s as close to a guarantee as you can get in life
@BigJohnson86, we’re just going in circles, one of the downsides of texting versus talking... While there are cheaper housing options, they are often in places that no sane person would want to live. Yes, obviously, someone unemployed will not be able to buy a house or even rent an apartment. But just having a job out of high school and not having kids is no guarantee to not be poor, which is what my original comment said, as I had followed your “rules” and still couldn’t afford to both eat and keep a roof over my head. Only when I got roommates, 2 of them, could we afford a 2 bedroom apartment and be able to eat and just barely start saving enough to buy a car to share between the 3 of us. This was back in the 90’s and early 00’s when it was supposedly easy to afford things.
@Anditazz, I’ve never met a 19 year old kid that didn’t come from wealth that didn’t have to have roommates.(I went to high school in the second richest county so I remember what wealth looks like)That doesn’t make you poor, so that’s where we disagree. Being poor is having to decide if you can pay the light bill and still afford food. Having to have roommates is a sound financial decision so you don’t have to make the other decision. I had roommates my first place out of the house and so does pretty much everyone I know. If you’re not born a super genius or athlete you gotta work for a good life. If you took only the steps above you can avoid being poor your whole life.
@BlazingBowman, not even, I live in San Diego county. My fiance works for the traffic courthouse full time, I work in an office for 65 hours. He has a bachelor's degree, and I have an associates degree. We have no children. We could not live on our own and pay our bills, and have a comfortable food budget. Thankfully his mother wants us all to stay with her, and ensure the house stays with the family. By the way, she is still working part-time as a nurse because she can't afford to retire. Bless her heart.
@BigJohnson86, that’s bûllshît and you know it. People are only poor because the US is evil and keeps people impoverished intentionally! - complete fûcking morons
@big freedom, fvck you got me. *puts on klan hood*
@BigJohnson86, plenty of people that have done those things and fall on hard times. Life isn't that simple. Plenty of kids also go through poverty and don't have a way out.
@afro samurai2012, they don’t have a way out they like*. Join the military (combat or non combat) police, post office or any other government job like that and you’ll have a decent salary with good benefits and it is actually really hard to get fired. Most of these type jobs have low entry requirements so even poor schools won’t prevent you from qualifying.
@BigJohnson86, that's a pretty narrow view on things. People do things they don't like all the time just to get by. Now regarding the military positions, they might not either not know about them or don't want to sign their life away to a country they feel doesn't care about them.
@afro samurai2012, that’s why you join the police or firefighters. If you’re that conscious of your civilization and how it’s treated then you gain the chance to better your community. If you’re unwilling to put yourself at risk there are still jobs like postal clerks and county construction.
And how is my view narrow? I’m proposing possible solutions to a problem you stated people couldn’t fix themselves so I’m offering them choices to better themselves. I did it while I was waiting to join the military and I do it now that I’m out. Your problems won’t fix themselves. You gotta tighten your pants and do it yourself. No one cares more about you succeeding than you do, so you’re the best person to fix it.
@BigJohnson86, having a job is enough to get health insurance in America? Is it affordable to someone who is an unskilled worker? I’m genuinely interested to know
@Unkle77, what about disabled people or people with special needs?
@Unkle77, my last job had insurance. My current one does not offer a group plan. The rates vary based on what you want. The plan I picked was 5$ a month but was shjt coverage. The only thing it really did was max you out at 5,000 if you got hospitalized. Some of the other people with kids had 500$ + a month bills for it. A lot depends on where you work and then how much coverage you want. If your job doesn’t offer it and you can’t get a group plan from something like your church it is very expensive
@BigJohnson86, thanks for the response. ok so it sounds expensive for unskilled workers, right? In Europe, the belief is that everyone has a right to healthcare despite your income
@Unkle77, a hospital can’t turn away someone who’s been shot or had a heart attack or anything immediately life threatening like that, but if you get something like cancer then you have to pay for those type treatments either out of pocket or through insurance.
There are government programs like Medicaid (insurance for people below poverty line) and Medicare (insurance for people over 65) but we spend so much money on them many people want to abolish or privatize them. Our socialist programs like that account for about 2/3 of our government spending and less than 1/10 of the population gets to use them. It’s the main reason the USA is in debt to everyone that will loan them money.
@BigJohnson86, ok thanks. Insurance is precisely that not everyone will need to use it or use it as much as others but that’s the safety net. Everyone is going to contribute to national health care but laws of probability dictate not everyone will need to use it but that’s why it’s called insurance premiums of tax. I do think that fatties and smokers should be paying more in premiums or tax
@Unkle77, they generally do with insurance you pay for. Companies evaluate your health and age and previous conditions and charge you based on that. Healthy People in their 20’s pay way less than an overweight smoker in his 50’s.
Wait really? Maybe he's not the best at wprding it. But id take freedom to chose what i pay for and what i get, vs giving over half my paycheck to not have a choice in what i get. But thats just me. Because i think the government sucks at everything, so i don't want them to be in charge of what i do with my money. Sadly that means some people are going to be poor. But nobody has to be in that system. With a free and open market, you have choice to do anything. In essence = you can stop being poor
@StiffWood, saying in a solely competition based system where the “free market” regulates itself, nobody HAS to be poor is the single most ignorant statement I’ve ever heard in my life. Do you seriously think every single person who doesn’t have enough money to get by is doing it because they voluntarily chose not to work hard enough? Let’s completely ignore situations like learning disabilities, and environmental factors, what about people who get actively discriminated against because the “free market” decides to target them? The entire system we have right now, due to improper regulation, already puts a LOT of focus on keeping poor people poor. You don’t have enough money to go to college so you can’t get a better job. Nobody will give you a loan because you have a criminal record because when you were 14 stealing was literally your only option to help keep your poor family from starving to death. Life is cold and hard, and helping each other is the only way we can get through it.
@KrazyJ, so you're saying... government regulation, which you admitted is already whats keeping poor people poor.... is the answer to helping everyone?
What i mean by free market nobody having to be poor, is no one person has to be poor. And no, I'm not saying they're just all lazy people out there. I'm saying, there are so many rags to riches stories in America. The American dream that everyone was wanting to come to America for was that they could make it here.
And yes, i will agree government regulation keeps poor people poor. 'Government' sucks at its job and should be put to its bare minimum, not controlling where we put our $
Because in a free market, there's crappy things and theres good things. You don't have to choose the bad things because its free market. You have choice.
Giving government more power eliminates choice. Government can be good, or bad. But you don't get a choice for anything different, because you wanted the government to have more power over you.
@StiffWood, The point of government regulation is to provide an appropriate ceiling over what corporations can and can’t do, not to control what individuals can do with their lives or their money. There is no world that exists in which the corporations are all benevolent beings who only have the best interests of their customers at heart. Especially not in a world where the stock market exits as it does now. It entirely switches focus from long-term benefits to short term gains, because the shareholders, who can buy and sell at will, have to be kept happy. Telling the government they’re not allowed to protect the citizens is ridiculous. Yes, the government we have now is awful at that, but that’s because the system as it was set up over 240 years ago didn’t expect the changes society would face, leading to corporations being able to own the government, completely defeating the purpose. The way to fix that is to get corporations out of government, not let them govern themselves.
@KrazyJ, so. If i could condense your point down it's 'government sucks at their job. So, all we need to do is change it in it's entirety, so they dont suck.'
Because that goes back to my point of not having choice. Putting all of the power of who decides whats right and wrong (and who can be swayed by money and contributions etc.) into one entity.
Rather than letting everyone choose what they want to support and not support based on their money.
No wonder we are fücked
Don’t smoke, don’t drink, don’t do drugs. Don’t spend your paycheck on frivolous things before you pay your rent and utilities.
@Vaston, Nope, still poor. Trying to quit. I'm not addicted to being poor. I don't try to be poor. I've always tried to be not-poor. But I live in cities in CA.
@mas2de, same. I don't do any of those, work full-time, and am single, and still barely pay rent.
I have terrible credit but owe no one any money. I had $4 to my name and a half tank of gas. 7 years ago. Now I am comfortable at the very bottom of middle class. I just need to trick someone to marry me so we can be middle-middle class
@Vaston, I have great credit, but owe a few thousand in student loans for my college degree.
Also. One of my best friends was a high school dropout, became as escort, stopped and got her GED, now she works answering phones for a large insurance company. She started there at $15 and is now up to $19 with benefits I can’t imagine. She’s only 23.
With the way capitalism works poor people have to exist. There has to be grunts working the boring tedious jobs (at least until robots replace most of them) so go fück yourself dude. Hope the next person who serves you food takes a wet shït on it.
@Dexios S Divine, to be fair the poor you're talking about get free healthcare in the form of Medicaid. It's the lower middle class that are screwed, make too much for Medicaid but not enough for healthcare (which can be insanely expensive, including Obama care)
@Oujosh29, yeah, middle class these days is screwed too. Something is going to pop again soon. Things have been too unbalanced economically for a while now.
@Dexios S Divine,
Uhh I mean that's every economic system not just capitalism. There will always be people who have to do boring drone jobs until we create robots to replace them. Then we develop a new problem of not being able to offer jobs to everyone, we go through massive cultural and philosophical crises as a world, and we come out the otherside in some form or another.
@Oujosh29, Obamacare made healthcare more expensive for those who could barely afford it before.
@Dexios S Divine, poor people have existed for thousands of years. Capitalism has only been a system for a little more than 100 years and it already has lifted more people out of poverty than any other "great" idea tried before
@Uranusisbig, never said capitalism was bad, poor people are in the system. Dumb to insult them with the “just stop being poor” crap
@Dexios S Divine, "with the way capitalism works".. it implies capitalism is causing poverty. It isn't, that's what I tried to prove. It existed prior to capitalism.
Gee, maybe he should tour children's hospitals, tell them the key to leaving is "just stop being sick". 😒
Yes, handouts and programs that perpetuate dependency on the state are totally how you solve poverty. That won't create a permanent entitlement class at all...
@Doctor Krieger, just stop being entitled. And stop being poor. Just stop. It's easy for people with rich parents, why can't everyone do it.
Just sell lots of weed
To be fair, these are always edited to make the person being interviewed look bad at least on shows like this.
How to stop being poor:
1)stop relying on welfare every month. Use it as the assistance it is meant to be while you get yourself on your feet.
2) don't buy a 70" flat screen or chrome rims for your $500 car when you live in the worst part of town.
3) budget. Create a budget, stick to it, build up savings even if it is only $10 a month. Figure out what you can afford and don't have more kids than you can provide for, don't leave outside of your means, don't by stuff you don't need.
4) most importantly, never give up on improving your financial situation. Most people who I know personally and are poor are not willing to work for it. They want wealth handed to them.
There are exceptions, of course.
I can afford healthcare but I dont pay for coverage because I don t have a need for it right now I set money aside in an emergency fund in case I need it but knowing that hospital visits would be very expensive without coverage I take better care of myself , don’t put myself in situations where I could be injured and delve resolve my own health problems. That being said I’m sure there are people that can’t afford proper health care coverage because they are poor
Or we can...and hear me out here...we can try Bernie Sanders's thing
The truly poor get on medicaid. It’s the middle to upper middle class that generally choose the no insurance option.
Ever since the Gavin McGinnis* soccer interview ive been skeptical about thier editing for the show. However this guy seems to be a student of the Jeb Bush school of interviewing