Technically correct is the best kind of correct! Although someone still could steal your identity, it just wouldn't be a very useful theft.
@Jipz, I’ve actually seen where identity thieves have gone and started disputing negative marks on someone else’s credit, in order to build it up and then take advantage of it.
@Jipz, Depends what crimes you plan on pinning on them.....
@Jipz, there are illegal immigrants that will steal someone’s identity so they can get a standard of living. They often end up improving the record because they don’t want to be caught and sometimes justify themselves by observing customs on being guests.
You got me there
Loch Ness monster would go for that shjt no doubt.
You are more exposed to scams when your credit is lower. It usually means youre dumb with money or think that quick rich schemes work. They target average and less creditworthy simply because the victim is less likely to notice until things are too late.
When you have good credit, you are more vigilant and they get less despite the higher score. 500-650 is about the upper reaches they target but most of the time its 400 to 500.