Or you could go to a tech/trade school and pay less in tuition for a job that'll pay you more in the long run
@Sexy Homunculus, currently paying $43,300 for my tech degree. FAA accredited A&P
@Sexy Homunculus, anyone who enjoys working with their hands should def go trade schools. You will be way happier doing what you love and not crushed in debt.
Go to college if you want to be a doctor/lawyer/engineer (things you need extra schooling for); not to major in underwater basket weaving.
@Sexy Homunculus, no, no. You are making far too much sense. "I want to be a graphic designer, and will go into however much debt I have to in order to get a degree, and refuse to accept any job that is not related to my schooling".
I got lucky, I learned enough from my dad and experience that trade school was kind of pointless for me, and I never even finished my community college Bachelors in Business Administration, and I'm perfectly happy doing what I do. They pay me plenty. But it's because I worked my ass off from close to the bottom and climbed my way up in almost every job I've had since I was 15. I'm out of sympathy for these kids that complain about being in debt and not being able to find a job, because they literally have zero work experience, because as I said, they refuse to do anything that isn't exactly what they want to do.
@Coozination, "I was top of my class at University of Phoenix Online in underwater basket weaving. I can't find of job doing exactly what I want for 6 figures a year, and I'm in so much debt. I also absolutely refuse to get any other job that doesn't directly pertain to my area of studies. But woe is me and the government isn't doing anything to help. Now I'll have another 8 dollar craft beer and tomorrow I will blog about my woes of student loan debt and complain more about how even though I've never had a job, I deserve a 6 figure income in my obscure field immediately."
@Not him again, while I definitely agree with what you're saying about people refusing to take the jobs they can get until they can get the job they want, some people aren't working-with-their-hands kinds people lol like I would've been horrible in a trade school, I'm completely inept and feeble when it comes to working with my hands. I went to college because Im only good at taking tests and writing papers lol there's far too many people who think that they need to go to college to get a job, without realizing that a trade school is just as good if not a better option for them. But there are a lot of people for which college is the better option. And I think it goes without saying that charging $60,000 (not my college I went to a cheap public) a year for education is ridiculous and extortion at best
@lemongrenade, damb, so the trades figured out the Ponzi scheme that higher education sorted out in the 90s? Too bad...
@EVILdrPORKCHOP3, no, no. I totally understand that some people just aren't cut out for trade jobs. It would be like me getting put in a server room and told to fix something. It's all just wires and blinking lights to me lol.
I meant like while they are going to school, and even after graduation, just go do SOMETHING to gain actual work experience of some kind. If I had two applicants for say, a department supervisor, both ehhh 22-24, one has an MBA and never had a job before, or someone who is still working on their associates degree, but has been working since high school...I will probably hire the latter. That said, every industry is different. I run a store, and never even finished college, but I also have worked my way into management in every job I've had since I was 16. Not at all saying schooling isn't worth it, but a lot can be learned from ACTUALLY working, regardless if it pertains to your desired field or not.
@Hot Coffee, anything having to do with aviation is going to be expensive, but pays off quickly unless you turn out to be garbage in your field, whether it's being a pilot, a mechanic, engineer, etc. but I feel like a person pursuing that career path would have realized that long beforehand lol. Like I'm not a big fan of heights, or having my abilities possibly endanger lives, so I probably should not be a pilot lol. The worst thing I could do at my job is lose a few hundred grand to a hundred billion dollar company lol
@Not him again, that makes sense
@Not him again, completely agree with you dude lol like I said, there are far too many people who won't take the job they can get, because they think they can wait and be picky for the job they want lol that's crazy, I've worked some odd and less-desirable jobs to support myself through college, and probably will continue to do so until the gods bless me with a teaching position lol
@Coozination, I wish I had done this. I should have been a machinist or a welder.
It is possible to pay your way through without student loans. I did it myself. Some of the best things off the bat are: to live off campus, rent a cheaper place, buy your own food (usually cheaper than meal plans), and penny pinch. Most of the people i saw complaining about their "horrible loans" also had the newest tech, cars, fancy clothes etc. If you are smart with your money it goes much further than people think, but you won't be able to get all the flashy things you want, just what you need.
@spongeblade, BUT THE NEW IPHONE JUST CAME OUT!!! REEEEE!!!!
No, what you said makes perfect sense. I can afford to buy all the newest shjt as soon as it comes out, but I don't because it's a pointless waste of money.
Also, personally, Apple will never get a dime from me
And member when gas cost less than a dollar
@Bow To Your Senpai, oh I member and member when a pack of cigarettes cost a nickel yea I member
@Bow To Your Senpai, Pepperidge Farms remembers
@bobbylupo, how the hell old are you that you were alive to member a pack of cigarettes costing a nickel? The cheapest I can member (in my entire lifetime) was about $1.50. But .I definitely member premium gas only being $1.09/gallon. Could fill my tank for 15 bucks. Then the damn Allahu Ackbars happened, and it was $5.09/gallon
As someone that has their degree paid for by the military but still has a job cuz I like money: suck it up pussies
@BigJohnson86, but that's not the point of this post lol I've worked full-time since I graduated high school and still have had to take out loans every year for both undergrad and grad (this is the last year thankfully) I'm going to be in debt, whether I worked or not. Working was to be able to eat and pay rent lol
@EVILdrPORKCHOP3, no you’re going to be in debt no matter what on the route you took. The point of my response is that there are routes that you can take that don’t have that result. I make more as a college student than half the people in my school are gonna make after they graduate. And that’s because I chose a different route.
@BigJohnson86, oh I completely agree with that, many people think that they have to go to college, whereas trade schools and other such training programs exist that would be much more suited to them and probably be more lucrative lol I misunderstood your comment to mean that if you work while going to college, you can pay it off without loans easily. Sorry for the misunderstanding
Brandon doesn’t realize the reason college cost so much is because the government started guaranteeing loans. Which in turn caused the universities to hike the price for admission since it was guaranteed to be paid.
How dare you use truth to marginalize me! Racist bigoted homophobe!
@Child Slapper, How dare you are leave out white supremacist.
@ThatGuyx79, you mean the government made the situation worse by getting involved? No way! Perhaps the problem that the government created can be solved by even more government intervention.
@Jolee Bindo, that’s the spirit!
Case in point :
Tuition for 1 year at Yale in 1970 : $2,550
Tuition for 1 year at Yale in 2020 : $55,500
That's over 20x the cost and I can promise you that salaries haven't gone up at the same rate.
This is an Ivy League school of course but it is just an example of how the costs of education have far outstripped wages/salaries.
If the minimum wage has increased by the same amount it would be over $31/hour.
One might have been able to work their way through school without financial assistance in the past but today it simply isn't feasible for most.
@Funny Pics Janitor, $2,250 in 1970, when adjusted for inflation, is ~$37,350 in 2020. $55,500/$37,350 = ~1.5. Not that big an increase if you consider colleges in 1970 lacked computers, internet, high-tech equipment, etc. The minimum wage in 1970 was about $1.60. Adjusting for inflation makes it ~$12.00 in 2020, which is just ~$2.00 more than minimum wage now.
@ZohmB, then by that logic you have to apply that 1.5 that you applied to the $37k to reach $55k to the minimum wage of $12/hr. to raise it to $18/hr. You can't apply the increase to one figure and not the other. I don't know about you but a 50% increase in the cost of anything (even after adjusting for inflation) still outpaces the rise in wages.
Minimum Wage is no longer a viable means in this day and age. It is nearly impossible for someone to live on Minimum Wage, and for those who say "just get a different job" fail to understand that if one wants to get an education or training to "get a different job" that it is simply not an option without some form of financial assistance. At the point where unemployment was at its lowest, more jobs were being created of course. The problem is that the percentage of these jobs that kept people below the poverty line increased markedly more.
We could go around and around on this issue but I would say that
@ZohmB, we agree that the cost of living has Increased way more than salaries/wages.
There is no easy fix of course but I commend you on sticking to the issue with facts and figures instead of just lashing out which unfortunately seems to be the norm nowadays.
@Funny Pics Janitor, this is correct, and that tuition increased so rapidly because of the federally backed student loans given to so many who should not have gone to college. It was a noble goal, providing opportunity to too many people who decided that they could, but forgot to consider if they should.
@Funny Pics Janitor, who the hell would go to Yale if you don’t have the money. That’s just dumb.
@Funny Pics Janitor, any in-state public college that gives you the same education is $12,000. Completely workable.
@Funny Pics Janitor, yikes. guess we found the commie
@Child Slapper, that $12,000 doesn't take into account actual living expenses. To omit this is simply trying to twist the truth.
According to the College Board, this year you need on average $21,950 to pay for tuition plus room and board. The federal minimum wage is $7.25. But let’s be generous, since the job market is so tight, and assume anyone can make $9 an hour.
To pay for a year of college now, you would need to work 2,438 hours—equivalent to one full-time job plus a part-time job while you are taking a full class load. That math doesn’t add up.
@Funny Pics Janitor, Your analysis is missing population growth, women joining the labor force in the 70s, and technology, which have impacted the price of labor the most. Another issue is that if you raise minimum wage, companies will look elsewhere(Like automation) to compensate.
An increase in minimum wages quickly results in inflation, specially on items and services that are being bought by people on minimum wage. This is because you are shifting the demand curve of the economy but not the supply curve.
Economics 101 from a community college class paid for by my part time job
@Funny Pics Janitor, don’t live at college. Room and board is a waste. Commute. The point of college isn’t to live it up. It’s education. Live at home for a few years instead of on campus. Don’t have the money? Don’t do it.
@Funny Pics Janitor, math doesn’t add up? Deliver pizza for 20 hours a week during the school year. Makes you $18,000 during the whole year. Let’s drop that to $15,000 just to be safe. School paid for with $3000 left over. Living expenses? How about summertime? Delivering pizza full time adds 20 more hours is another $4500 just for 3 summer months. Let’s drop it to $3600 just to be safe. $6600 enough for an off-campus room and food for a whole year, if you choose not to live at home.
Oh wait. I forgot. It’s summer. We have more time.
A second job in the summer!? That’s crazy! Working 60 hours? No one could do that! (I did it this past summer, while married with several other obligations). Let’s say that’s at a different location doing another great job and not minimum wage (mowing lawns in the morning, babysitting, another pizza shop, mechanic, other trades, landscaping, etc. ) then we have another $4500, rounded to $3600 to play with. That’s $22,000 in a year, easy!
@Funny Pics Janitor, Oh no, I forgot something else! Grants! Most people get at least some college aid!? No way! Don’t some people get No aid? Yeah the people who’s families can spare $25,000 a year per child. (The actual number is much higher).
Oh yeah, and scholarships! They average student gets 3% of the large number of small scholarships they apply for. Imagine every senior applying for 200 of them? That’s $3000-$6000 for every 200. If each one took an hour(no way they would all take that long), and we round down of course, that’s $15/hour! One of the best jobs a senior could have!
And if you check governmental statistical websites, the average aid for every student in every income bracket pretty much pays for all but $3000/yr. Anyone can make that much in a year easily.
I’ve rounded down for all my calculations, and it’s all still very possible. And my siblings are all doing 2 years of free community college, too. So that’s even better. It’s possible. Stop blaming society.
@Funny Pics Janitor, lastly, did you say tight job market? Bull crap! I never finished college and I can get so many jobs easily! And I have a criminal record so after getting jobs, I lose them before my first day! Yet I still manage to work. It’s not a tight market. Those who say that don’t have the proper education on job hunting or aren’t doing the right jobs. $9.00/hour jobs are useless. Those jobs are for high schoolers only. Go mow some lawns. Go deliver pizza. Babysit. Do a trade where they train you on the job.
And u also didn’t need 20 years experience before the age of 20 back then
@bobbylupo, *ahem* it’s now 30 years experience before graduating high school. Also, you’re gonna need a PhD.
She’s completely right. College costs $12,000 a year. Completely workable. Private schools are a waste of money for the same education.
@Child Slapper, not if you're going to any career that values the name of your school. Lawyers? Doctors? Professors? All can't do their job without a well known private school, let alone a public school
@Child Slapper, that doesn't take in actual living expenses at all. How is someone just going to make an extra $12,000 when they are having to deal with just getting by?
@Funny Pics Janitor, the same way they did growing up.
An $80,000 student loan to become a nurse is not expensive.
An $80,000 student loan for a Liberal Arts degree is very very expensive
The best tip I can give people is to do general Ed at community college, then go to a state school. As others have said, if you don't have direction or enjoy working with your hands, go trade school or military.
My uni was 2k a term, paid for it myself, dropped out 7 months before graduation, the first of a long line of bad life choices.
Tf is wrong with this app. I hit download by accident and it won't let me change it. Here is a comment with my upvote!!