This is gonna get political real fast. Hang on to your opinions before someone else shoves theirs down your throat
@Good Guy Satan, not the worst thing that's been shoved down a throat
@stripper cop is the perfect name to be the expert on that subject
@Good Guy Satan, Off topic question: Do you have a pitchfork?
@PunchinMunchkin, Yes but more for gardening than anything else. Ive been a fan of gardens ever since I visited one ran by this nice yet boring couple a long time ago
@Good Guy Satan, What is your weapon of choice?
@PunchinMunchkin, The Blade of Azreal
@Good Guy Satan, I'm assuming Michael's Sword is a no go?
@PunchinMunchkin, If you can take it away from Michael then more power to ya
@Good Guy Satan, I have enough angry people shoving things down my throat as it is.
@Good Guy Satan, Consider me your little soldier.
Honestly if you get yourself a credit card and use it irresponsibly then that's your own fault not the credit card company's. We have the internet you can easily see what the terms of the card are and what they mean. Hell even credit karma has a system where they recommend credit cards based on your credit history and they tell you the ups and downs as well as if the interest rate is high or not. Don't be an idiot and get yourself into debt you cant pay off (not talking about college loans because honestly no-one can pay those off)
@Aaron Leibowitz, you can totally pay those off. Your same argument applies to those as well. Go to a community college, or a university that isn't insane and it's really not hard to pay them off even while you're in school. It's entirely possible to go to college for less than 8k or less. People just choose not to take the steps to be financially successful in college. You don't have to go to a school that cost 30k or more a year for the same education you can get at one that cost 6 or less. In fact when I attended community College my professors were usually more qualified than my state university professors.
@Global Gym , I wholly agree with that. I myself am attending a community college and one of the professors I had wrote the book for the class and all the others also worked at state universities. I have paid nothing for my college education thus far and will pay less than most when I do go for my bachelor's at a state university.
@Global Gym , people go to higher-end colleges not for the education but for the degree which comes from a higher-end college/university. It's not about the education, heck you can learn anything you want online these days.
You attended a community college and perhaps you are a top notch student able to compete with students from the highest institutes across your country, however if you apply to work at a company and an equally qualified (resume and skill wise) person applies who has a Yale degree, even if you're both 4.0s and both have the exact same skill, the likelihood of that person being picked just off the fact that he has a degree from Yale is significantly higher than yours.
To summarize, people pay more for fancier colleges because it is indeed true that they provide you higher odds at being hired in good positions post graduate.
@Global Gym , You might be equal to that guy in skill, but you're not in the eyes of most HR departments. You'd have to perform or be significantly more skilled than a guy from Yale to be picked over him likely. I'm not saying this to demean you or discourage you, I'm just saying it like it is. from both personal experience and just common sense.
@Mhael, that's why you do what I did and transfer for your senior and receive the degree from your desired university.
You pay for the name without paying $150k for your gen Ed's. I own my own businesses so in the end it didn't even really matter, but I received 3 degrees from a top acredited university without paying a pretty penny for them. It didn't really matter in the end either because my military benefits paid for the majority of it all.
I was going to like this post
Then I saw who posted it
I think people are so desperate to try to rationalize why trump won that they're forcing themselves to believe there was no better option
@Captain Anderson, their absolutely was, but we don't have to get into that
Yes of course owning a credit card and voting for the direction of your country are absolutely the same thing. Pshh.
Just saying I've never even heard bernie talk about fixing credit card debt, mostly doing stuff about student loan debt. And just because things are in the terms and conditions, how many people really read all those? Too many companies use deception to sell their product and that's all well and good when you are older but when you are younger and less experienced it can easily screw you over. And thanks to stagnate wage increases versus higher cost of living its getting much harder to recover from. While it's not the government's job to babysit all people and its impossible to stop everyone, it doesn't mean sit back and watch something that is a detriment to society overall.
@Formless, What you do is...
Wait for it...
Read the fine print, even though it's not convenient.
@Smokey the Sausage, thank you Captain obvious, surely as a young adult you and therefore all young adults were leary of false promises and knew not to trust the promises made by a salesman. Because that's just obvious
Ok. I have a middle of the road opinion and I somehow got lucky. I came from a poor family with 3 kids going to college. My parents couldn't pay for much of it, and I didn't get much in loans, scholarships, etc. The credit card companies came to my campus and for $20, a tshirt and candy bar, they'd give me one. I signed up for 3, my credit history was blank but I was given a $100,000 limit. Not kidding. I had two summer jobs and a job during school but still couldn't afford much and they helped me out. The lucky part is that I went to college before the melt down and i got my credit cards locked in at 5%-6%, which is almost my student loan rate. I only used roughly 5 figures of credit and about as much in student loans. I finished off paying off the credit cards recently but Ive got a decade or more on student loan. I really got lucky. Credit cards won't give you rates or credit like that anymore.
@Dr Who Fandom, my student loan rate was only 1.5% I guess I got lucky. I also only had to take out around $1200 in loans so it was hardly even a thought.