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freshman year of college i passed out drunk in my dorm bathroom (ah memories). ra called an ambulance, while it was coming i pulled myself up and climbed into my bed to sleep it off. ambulance showed up with the cops. cops found my fake id and told me they wouldnt charge me if i went quietly with the emts (in hindsight, chill cops). $700. i had ~$64 to my name. couldnt pay, money went into collections, fvcked my credit until 3 months ago. 5 years. if someone slit my throat rn, id hitchhike to the hospital before i let someone call 911
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This is anonymous enough to share here. Before my husband and I met, he had attempted suicide twice, the second time slitting his wrists. The ambulance was called. They tried making him pay for the ride. He refused, citing that he never asked for them to come in the first place, so he wasn't paying for it. He won and they stopped asking for the money. We had met by the time they were trying to come for him financially after just starting his job, so watching him fight this was hard to witness. He just wanted to move on.
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@stevebons, that’s why you buy premium in the areas you frequent. I pay slightly more for a plan with medication specialties, so even before deductible I only pay $30 a script. Doctors visits are inly $35. And so on. You don’t actually pay all that much. Unless you are on the bottom tier plan, which is cheapest, but you pay everything. Bad idea.
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@stevebons, “wait, you guys are getting company insurance!?” Seriously, having company insurance is a luxury. You’re not stuck with that. There are many plans that are very cheap where you choose specific things to cover that your insurance doesn’t. People like me who works only for small businesses don’t get insurance offered, so I’m an expert at searching and buying my own insurance. And yes, that’s what insurance means. Insurance is defense, meant to protect you from large debt. The problem is many people don’t know what they’re doing and use it as offense as well. Thinking they can invest in it. It’s a huge waste of money. Defense only. I wish more people would educate themselves on finances and stuff like this, but with so many companies perpetuating lies, it’s hard to get the right info. My advice is always: the ones that teach you for free are usually the good ones. Those who want to sell you stuff are the liars.
Call an Uber. Cheaper and probably faster