But they can do everything they need through an atm
@megamanx181x, except take out rent thats only $50 above the limit yet they still wont up your limit to cover that....
as someone that works at a bank, no one comes in past 4:30 on any given day
@The Big Hodge, yeah cuz you close! I get done with work and could use a bank to be open till 6 so I can take all the checks I get from customers! But I can’t! Oh mobile deposit is great... Suntrust is like “muahahahah only $8,000 limit a month!” Assholes one check alone is more than that!!! So here I go getting up on a Saturday morning to go cash checks before noon. Sorry for the rant. I was a teller for two weeks back in the days and working for a bank sucks. Hope you aren’t one
@seeUpee, my bank is open until 6..or you could just make night deposits and withdraw cash the next day. or you could use cash management services if you have high balances/larger checks. if your bank doesn't do those things you should probably leave it
@The Big Hodge, I really need to look into that. Have zero time right now but thank you for the advise
@The Big Hodge, I'm actually with seeUpee on this one. More than once, I've really needed a teller after work to assist in handling some account operations, and four out of the five days per week, no one is available. The fifth day? Friday, and good luck getting out of there before 6...
So, Saturday, it is... but they close early on Saturday, so like he said, early wake up on Saturday for something that should have been taken care of on, like, Wed...
@The Big Hodge, friday.
@xir1111011, yeah no my bank is open until 6 on both Thursday and Friday. there are multiple banks that are open on both Saturday and Sunday such as people's United bank and td bank. really it depends what you want out of your bank
@The Big Hodge, Well, that's certainly good, but like... why isn't it open until 6 -every- day? Generally, stores and other walk-in based businesses don't close until at least a few hours after the office work day ends, so... why should it be okay for banks be any different?
@xir1111011, because people don't come in. 90% of everything you can do except get advice can be done on your phone or at the atm or through cash management services.
@The Big Hodge, And that's okay when it works, but saying it's because people don't come in is circumstantial, and suggesting thebutilization of features that rely on automatic systems ignores both the concern of those whose problems do fall within that (to use your numbers) 10%, as well as the very real problem of technology breaking - a problem I've dealt with myself more than once already this year.
@The Big Hodge, I used to work at a credit union. The busiest times were lunch time and the hour before closing. This was in Encinitas CA. I use navy Federal now, and the hour before closing there's a line outside the door. I don't know where you work, but you are lucky.
@seeUpee, this isn’t to be stated to be an insult, and it could be a lifestyle thing (hours you work), but even after working 12 hour minimum days, I still naturally get up early on Saturdays, so normally I have to wait for the bank to open
@fallingback09, I’m gonna jump in here, hopefully I can help. I am an AVP of compliance and BSA at a smaller community bank in SE NM. Ive been in banking for almost 10 years in an executive capacity. I’ve worked at big banks (too big to fail) regional banks, and now at this little bank here in NM a big reason the banks hours are the way they are is due to the Federal Reserve’s hours, and completing the night update. Every bank and most credit unions are affected but these two processes. Some banks can push back operating hours to keep the doors open later, but most of the time, those transactions are on next day business (meaning even though you deposited it today, it didn’t really credit the account until tomorrow). Now, @seeUpsee there are solutions to your problem. Most medium to larger banks offer commercial RDC that allows you to scan in your checks with the same type of scanner the tellers use. Limits? They are there for BSA/AML purposes and can be modified
@Dudeliness, the modification can typically be done by a branch manager or the banks operations department. Keep in mind, they typically charge for this service. But it will completely alleviate you having to go to the bank unless you need currency. Also, your deposited checks will clear very quickly as they will literally be uploaded to the Fed clearinghouse directly. I agree with everyone else, if your bank isn’t willing to work with you, leave them and find another that will. You may be surprised what a smaller community bank would be willing to do for you that the big boys won’t. Our bread and butter comes from servicing small to medium sized businesses.
@Dudeliness, I hope this helps. If anyone ever has a banking related question, please don’t hesitate to ask. I have frequent direct contact with the different federal regulatory examination teams teams and am well versed in both commercial and personal banking along with an expertise in regulatory compliance and the Bank Secrecy Act / Anti Money Laundering Laws.
@Dudeliness, pretty cool man! Thanks for the input. If I have bank related questions I know who to look for
Bank I work at is open until 6. A friend works at a different bank company that's open until 7
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